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Access to Work vs employer duty: who pays for what?

A common confusion: employers still owe reasonable adjustments under the Equality Act, even when Access to Work exists. The grant can fund extra support, but it is not a substitute for core employer duties.

  • 📅Last updated 2026-05-05
  • 11 min read
  • 🇬🇧UK support guide
  • Reviewed against official guidance

Guide summary

A common confusion: employers still owe reasonable adjustments under the Equality Act, even when Access to Work exists. The grant can fund extra support, but it is not a substitute for core employer duties.

  • List adjustments your employer should provide immediately under reasonable adjustments.
  • List additional specialist costs that Access to Work may fund.
  • Confirm in writing which party is paying each item and by when.
  • Escalate delays that leave you unable to work safely.
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Start here

Three immediate actions before you work through the full guide.

  1. 1List adjustments your employer should provide immediately under reasonable adjustments.
  2. 2List additional specialist costs that Access to Work may fund.
  3. 3Confirm in writing which party is paying each item and by when.

Quick answer

A common confusion: employers still owe reasonable adjustments under the Equality Act, even when Access to Work exists. The grant can fund extra support, but it is not a substitute for core employer duties.

Step-by-step

Your progress

Step 1 of 4

List adjustments your employer should provide immediately under reasonable adjustments.

What this means

  • Prepare: List adjustments your employer should provide immediately under reasonable adjustments.
  • Check: List adjustments your employer should provide immediately under reasonable adjustments.

Practical checklist

  • List adjustments your employer should provide immediately under reasonable adjustments.
  • Prepare: List adjustments your employer should provide immediately under reasonable adjustments.
  • Check: List adjustments your employer should provide immediately under reasonable adjustments.

Example approach

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Evidence checklist

Keep or gather these before you contact an organisation or submit a form.

  • List adjustments your employer should provide immediately under reasonable adjustments.
  • List additional specialist costs that Access to Work may fund.
  • Confirm in writing which party is paying each item and by when.
  • Escalate delays that leave you unable to work safely.

Copy-and-adapt templates

Wording you can paste into email, letters, or conversation notes.

How to describe your barrier clearly

Write the barrier down in plain language: what happens, when it happens, what support helps, and what risk or cost appears if nothing changes.

Common mistakes

  • This guide is general information, not medical or legal advice. For safety-critical equipment, transfers, skin issues, or legal deadlines, get specialist support.

If they refuse, delay, or ignore you

  • Confirm in writing which party is paying each item and by when.
  • Escalate delays that leave you unable to work safely.

Access Stamp AI

Need help applying "Access to Work vs employer duty: who pays for what?" to your situation? Ask about any step, evidence, or wording below.

Guide summary

  • List adjustments your employer should provide immediately under reasonable adjustments.
  • List additional specialist costs that Access to Work may fund.
  • Confirm in writing which party is paying each item and by when.
  • Escalate delays that leave you unable to work safely.

Helpful templates

Desk with paperwork and planning materials

At a glance

  • List adjustments your employer should provide immediately under reasonable adjustments.
  • List additional specialist costs that Access to Work may fund.
  • Confirm in writing which party is paying each item and by when.
  • List adjustments your employer should provide immediately under reasonable adjustments.
  • List additional specialist costs that Access to Work may fund.

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